Stripe Checkout vs custom cart: when to use which
Stripe Checkout (hosted). The right default. Stripe hosts the checkout page, handles extra card verification, accepts every payment method automatically (Apple Pay, Google Pay, Klarna, Afterpay, Link), and keeps up with compliance for you. It takes very little code: a small piece to start the checkout and another to hear back when the payment completes. Done.
Use Stripe Checkout if: your store has fewer than 100 products, you're not doing unusual upsells or one-click add-ons after purchase, and your customers won't blink at being sent to a stripe.com page to pay. That's 90% of stores.
Custom cart with Stripe Elements (built into your page). Right when you need full control over checkout: multi-step flows, upsells after purchase, cart discounts that update live, or you need to keep customers on your domain the whole way for conversion tracking.
You're trading 1–2 weeks of build time for the control. WebTwizz can set up either; tell the AI "use Stripe Checkout" or "use Elements with a custom cart" upfront.
Avoid: building your own card-entry forms. Card security rules are a swamp, and Stripe Elements or Checkout both keep you out of it.